AHM Health Insurance Australia is a well-known and trusted Australian health insurer providing visa-compliant health cover for international students, temporary visa holders, and visitors. AHM offers Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) that meet Australian Government requirements, helping visa holders manage healthcare costs while staying compliant with visa condition 8501.
AHM provides Overseas Visitor Health Cover (OVHC) for people on temporary visas, such as: Visas: 482, 485, 417, 188, 403, 408, and more This cover is ideal if you are working temporarily in Australia or visiting on a working holiday visa.
Helps meet visa condition 8501 (where required)Flexible cover options to suit different budgetsAccess to hospitals, doctors, and emergency care
Healthcare in Australia is world-class but can be costly for those not covered by Medicare. The Australian Government requires most temporary visa holders to maintain adequate health insurance throughout their stay. AHM Australia offers Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) that meet government visa requirements and help reduce medical expenses.
With simple policies, affordable premiums, and access to a wide network of healthcare providers, ahm Health Insurance Australia ensures peace of mind for students, workers, and visitors during their stay in Australia. For many visas (especially Student Visas like subclass 500), you must hold health insurance that complies with Department of Home Affairs requirements. AHM OSHC satisfies these requirements and helps you stay protected during your stay. Key Benefits of AHM OSHC Include:
Coverage towards hospital and medical costs, including doctor visits, specialists, pathology, x-rays and more.Option to include extras coverage (e.g., dental, optical) for a more comprehensive plan.24/7 Student Health & Support Line offering help in multiple languages. Meets visa and compliance requirements for international students.
AHM OSHC is mandatory for international students holding a Subclass 500 Student Visa, including their eligible dependents such as spouses and children. This cover ensures access to essential healthcare services during your studies in Australia.
In-hospital medical treatmentAccommodation costs in public and private hospitalsOut-of-hospital services such as GP visitsLimited prescription medicines (PBS benefits)Emergency ambulance services
AHM OVHC is designed for temporary residents such as skilled workers, visitors, and bridging visa holders who are not eligible for Medicare.
Hospital and medical treatment coverDoctor consultations and specialist servicesEmergency ambulance assistanceVisa-compliant cover for condition 8501Peace of mind during your stay in Australia